/* VouchLend - Lantern Hour: blue-hour dusk, one vermilion flame, warm ivory paper. */
:root{
  --bg:#F7F5F0;--card:#FFFFFF;--ink:#1A252C;--text:#2B3A44;--muted:#56646E;
  --accent:#FC5A28;--accent-deep:#B83A12;--accent-tint:#FFE0D2;--line:#E2DDD3;
  --blue:#3C789C;--blue-deep:#2A5A77;--mist:#E3EDF3;--glow:#FFE0D2;--wash:#FFF3EC;--cta-text:#1A252C;
  --dusk:#22404F;--night:#1B3542;--foot-text:#D6E1E8;--foot-link:#FFB596;--foot-dim:#C9D6DE;
  --fd:"Sen",ui-rounded,system-ui,sans-serif;--fb:"Mukta",system-ui,sans-serif;--r:18px;--wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--blue-deep)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--blue-deep);outline-offset:3px;border-radius:6px}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.15;margin:0;font-weight:700;letter-spacing:-.012em}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--bg);padding:8px 14px;z-index:70;border-radius:8px}
.skip:focus{left:10px;top:10px}
.kicker{display:inline-block;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-deep)}
.kicker::before{content:"";display:inline-block;vertical-align:middle;width:22px;height:1px;margin:-3px 9px 0 0;background:currentColor;opacity:.6}
.kicker::after{content:"";display:inline-block;vertical-align:middle;width:6px;height:6px;margin:-3px 0 0 9px;border-radius:50%;background:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:700;font-size:16.5px;padding:15px 28px;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,box-shadow .15s}
.btn-primary{background:var(--accent);color:var(--cta-text);box-shadow:0 10px 24px -10px rgba(252,90,40,.75)}
.btn-primary:hover{background:#FF7148}
.btn-primary .flame{width:9px;height:12px;border-radius:50% 50% 50% 50%/62% 62% 38% 38%;background:var(--ink);opacity:.85}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--mist)}

/* header: centred lantern wordmark, hairline with a flame dot */
.top{position:relative;z-index:6;background:var(--bg);border-bottom:1px solid var(--line)}
.top::after{content:"";position:absolute;left:50%;bottom:-4px;width:7px;height:7px;margin-left:-3.5px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 3px var(--bg)}
.top-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:56px;position:relative}
.brand{grid-column:2;grid-row:1;display:inline-flex;align-items:center;gap:9px;text-decoration:none}
.brand .mark{width:24px;height:30px;flex:0 0 24px}
.wm{font-family:var(--fd);font-weight:700;font-size:21px;letter-spacing:-.02em;color:var(--ink)}
.wm b{font-weight:700;color:var(--blue-deep)}
.top-note{grid-column:1;grid-row:1;justify-self:start;font-size:14px;color:var(--muted);line-height:1.3}
.nav{grid-column:3;grid-row:1;justify-self:end;display:flex;gap:22px}
.nav a{font-family:var(--fd);font-weight:600;font-size:14.5px;color:var(--ink);text-decoration:none;padding:4px 0;border-bottom:1.5px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{grid-column:3;grid-row:1;justify-self:end;display:none;width:42px;height:42px;border:1px solid var(--line);background:var(--card);border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:4px;cursor:pointer;padding:0}
.nb span{display:block;width:17px;height:1.75px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .top-note{display:none}
  .nb{display:flex}
  .nav{display:none;position:absolute;top:60px;right:0;flex-direction:column;gap:2px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:8px;min-width:190px;box-shadow:0 18px 40px -16px rgba(42,90,119,.35)}
  .nav.open{display:flex}
  .nav a{padding:10px 12px;border-bottom:0;border-radius:8px}
  .nav a:hover{background:var(--mist)}
}

/* hero: dusk photo strip, frosted pill, lantern window, card */
.hero{position:relative;padding:0 0 64px}
.hero-photo{position:absolute;top:0;left:0;right:0;height:34vw;overflow:hidden;z-index:0;background:var(--night)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 100%}
.hero-veil{position:absolute;top:0;left:0;right:0;height:34vw;z-index:0;background:linear-gradient(180deg,rgba(247,245,240,0) 0%,rgba(247,245,240,0) 60%,rgba(247,245,240,.72) 84%,#F7F5F0 100%)}
.hero-in{position:relative;z-index:1;padding-top:16px;text-align:center}
.pill{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:2px 0;width:fit-content;max-width:100%;margin:0 auto calc(22vw - 47px);padding:6px 18px;border-radius:999px;background:rgba(247,245,240,.9);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);font-family:var(--fd);font-weight:600;font-size:13.5px;line-height:1.4;color:var(--ink);box-shadow:0 6px 18px -10px rgba(26,37,44,.5)}
.pill span{white-space:nowrap}
.pill i{display:inline-block;width:5px;height:5px;margin:0 10px;border-radius:50%;background:var(--accent)}
.form-card{position:relative;width:100%;max-width:var(--card-max);margin:0 auto;background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 24px 56px rgba(42,90,119,.18),0 2px 6px rgba(26,37,44,.05);padding:30px 28px 16px;text-align:left}
.form-card::before{content:"";position:absolute;top:-8px;left:50%;width:14px;height:17px;margin-left:-7px;border-radius:50% 50% 50% 50%/62% 62% 38% 38%;background:var(--accent);box-shadow:0 0 0 5px var(--card),0 0 0 6px var(--line),0 0 22px 10px rgba(252,90,40,.28)}
.form-card__head{text-align:center;padding:0 6px}
.form-card__head h2{font-size:clamp(22px,2.4vw,27px);font-weight:700}
.form-card__head p{margin-top:6px;font-size:15.5px;color:var(--muted)}
.form-host{margin-top:6px}
.form-card__trust{margin-top:8px;padding-top:12px;border-top:1px solid var(--line);text-align:center;font-size:13.5px;line-height:1.45;color:var(--muted)}
.ticks{list-style:none;padding:0;margin:26px auto 0;max-width:560px;display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;text-align:left}
.ticks li{display:flex;align-items:center;gap:11px;font-family:var(--fd);font-weight:600;font-size:15px;color:var(--ink);line-height:1.3}
.ticks li::before{content:"";flex:0 0 9px;width:9px;height:11px;border-radius:50% 50% 50% 50%/62% 62% 38% 38%;background:var(--accent);box-shadow:0 0 0 4px var(--glow)}
.hero h1{margin:40px auto 0;max-width:880px;font-size:clamp(29px,3.9vw,46px);line-height:1.12;letter-spacing:-.02em}
.hero h1 .key{display:block;color:var(--blue-deep)}
.hero .sub{margin:16px auto 0;max-width:600px;font-size:18px;color:var(--text)}
@media(max-width:600px){
  .hero{padding-bottom:48px}
  .hero-photo,.hero-veil{height:82vw}
  .hero-in{padding-top:14px}
  .pill{margin-bottom:calc(55vw - 63px);font-size:13px;padding:6px 14px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;border-radius:16px;padding:26px 14px 14px}
  .ticks{gap:10px 14px;padding:0 4px}
  .ticks li{font-size:14px;align-items:flex-start}
  .ticks li::before{margin-top:3px}
  .hero h1{margin-top:32px}
  .hero .sub{font-size:17px}
}

/* section heads */
.sec{padding:88px 0}
.sec-head{max-width:660px}
.sec-head.center{margin:0 auto;text-align:center}
.sec-head h2{margin-top:12px;font-size:clamp(28px,3.4vw,40px)}
.sec-head p{margin-top:14px;font-size:18px;color:var(--text)}

/* sound familiar: dusk band, stacked flame-dot fragments */
.familiar{background:var(--night);color:#E7EEF2;padding:84px 0;position:relative;overflow:hidden}
.familiar::before{content:"";position:absolute;right:-120px;top:-140px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(252,90,40,.16),rgba(252,90,40,0) 68%)}
.fam-grid{position:relative;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px;align-items:start}
.familiar .kicker{color:var(--foot-link)}
.familiar h2{margin-top:12px;color:var(--bg);font-size:clamp(30px,3.6vw,44px)}
.fam-lead{margin-top:14px;font-size:18px;color:var(--foot-dim)}
.fam-list{list-style:none;padding:0;border-top:1px solid rgba(214,225,232,.16)}
.fam-list li{display:flex;align-items:baseline;gap:16px;padding:15px 2px;border-bottom:1px solid rgba(214,225,232,.16);font-family:var(--fd);font-weight:600;font-size:clamp(17px,1.7vw,20px);line-height:1.35;color:#F2F5F7}
.fam-list li::before{content:"";flex:0 0 8px;width:8px;height:10px;border-radius:50% 50% 50% 50%/62% 62% 38% 38%;background:var(--accent);transform:translateY(-1px);box-shadow:0 0 12px 3px rgba(252,90,40,.45)}
.fam-close{margin-top:26px;display:flex;flex-wrap:wrap;align-items:center;gap:18px 26px}
.fam-close p{flex:1 1 320px;font-size:16.5px;color:var(--foot-text)}
@media(max-width:860px){.fam-grid{grid-template-columns:1fr;gap:28px}.familiar{padding:64px 0}}

/* three lanterns: how it works on a mist panel */
.lanterns-panel{margin-top:44px;background:var(--mist);border-radius:26px;padding:46px 40px 40px;position:relative}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:34px;position:relative}
.steps::before{content:"";position:absolute;top:36px;left:16%;right:16%;border-top:2px dotted rgba(60,120,156,.55)}
.steps li{position:relative;text-align:center}
.lamp{width:60px;height:72px;margin:0 auto;background:var(--mist);padding:0 6px;box-sizing:content-box}
.steps h3{margin-top:16px;font-size:20.5px}
.steps p{margin-top:8px;font-size:16px;color:var(--text);max-width:300px;margin-left:auto;margin-right:auto}
.lanterns-foot{margin-top:30px;text-align:center;font-size:15px;color:var(--muted)}
@media(max-width:760px){
  .lanterns-panel{padding:32px 20px 28px;border-radius:20px}
  .steps{grid-template-columns:1fr;gap:26px}
  .steps::before{display:none}
  .steps li:not(:last-child)::after{content:"";position:absolute;left:29px;top:76px;bottom:-22px;border-left:2px dotted rgba(60,120,156,.55)}
  .steps li{display:grid;grid-template-columns:60px 1fr;gap:4px 14px;text-align:left}
  .lamp{grid-row:span 2;margin:0;padding:0}
  .steps h3{margin-top:4px}
  .steps p{margin:0;max-width:none}
}

/* read the offer: photo band */
.offer-band{position:relative;padding:96px 0;color:#EEF3F6;background:linear-gradient(90deg,rgba(27,53,66,.94) 0%,rgba(27,53,66,.82) 48%,rgba(27,53,66,.3) 100%),url(/band.webp) 0% 55%/120% auto no-repeat var(--night)}
.offer-in{max-width:600px}
.offer-band .kicker{color:var(--foot-link)}
.offer-band h2{margin-top:12px;color:var(--bg);font-size:clamp(30px,3.6vw,44px)}
.offer-band p{margin-top:14px;font-size:18px;color:var(--foot-text)}
.offer-list{list-style:none;padding:0;margin-top:22px;display:grid;gap:10px}
.offer-list li{display:flex;gap:12px;align-items:baseline;font-family:var(--fd);font-weight:600;font-size:17px;color:#F2F5F7}
.offer-list li::before{content:"";flex:0 0 7px;height:7px;border-radius:50%;background:var(--accent);transform:translateY(-2px)}
.offer-link{display:inline-flex;gap:8px;margin-top:26px;font-family:var(--fd);font-weight:700;color:var(--foot-link);text-decoration:none;border-bottom:1.5px solid rgba(255,181,150,.45);padding-bottom:2px}
.offer-link:hover{border-bottom-color:var(--foot-link)}
@media(max-width:700px){.offer-band{padding:72px 0;background:linear-gradient(180deg,rgba(27,53,66,.9) 0%,rgba(27,53,66,.86) 100%),url(/band.webp) 20% 50%/cover no-repeat var(--night)}}

/* what we do / what we don't */
.plain-cols{margin-top:40px;display:grid;grid-template-columns:1fr 1fr;gap:24px}
.plain-col{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px 30px 26px;position:relative}
.plain-col::before{content:"";position:absolute;top:-1px;left:30px;width:56px;height:3px;border-radius:0 0 3px 3px;background:var(--accent)}
.plain-col.dont::before{background:var(--blue)}
.plain-col h3{font-size:22px}
.plain-col ul{list-style:none;padding:0;margin-top:16px}
.plain-col li{position:relative;padding:12px 0 12px 30px;border-top:1px solid var(--line);font-size:17px;line-height:1.5}
.plain-col li::before{content:"";position:absolute;left:3px;top:20px;width:10px;height:6px;border-left:2px solid var(--accent-deep);border-bottom:2px solid var(--accent-deep);transform:rotate(-45deg)}
.plain-col.dont li::before{top:23px;width:12px;height:0;border-left:0;border-bottom:2px solid var(--blue-deep);transform:none}
@media(max-width:760px){.plain-cols{grid-template-columns:1fr;gap:18px}.plain-col{padding:26px 20px 20px}}

/* FAQ: flame-dot accordion */
.faq-list{margin:40px auto 0;max-width:820px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.faq-list details{border-top:1px solid var(--line)}
.faq-list details:first-child{border-top:0}
.faq-list summary{list-style:none;display:flex;align-items:center;gap:16px;padding:20px 24px;cursor:pointer;font-family:var(--fd);font-weight:700;font-size:18px;line-height:1.35;color:var(--ink)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary .fd{flex:0 0 12px;width:12px;height:15px;border-radius:50% 50% 50% 50%/62% 62% 38% 38%;border:2px solid var(--accent);transition:background .15s}
.faq-list summary::after{content:"";margin-left:auto;flex:0 0 10px;width:10px;height:10px;border-right:2px solid var(--blue-deep);border-bottom:2px solid var(--blue-deep);transform:rotate(45deg) translate(-2px,-2px);transition:transform .15s}
.faq-list details[open]{background:var(--wash)}
.faq-list details[open] summary .fd{background:var(--accent)}
.faq-list details[open] summary::after{transform:rotate(-135deg)}
.faq-a{padding:0 24px 22px 52px;font-size:17px;color:var(--text)}
.faq-a b{color:var(--ink);font-weight:600}
@media(max-width:600px){.faq-list summary{padding:18px 16px;font-size:17px;gap:12px}.faq-a{padding:0 16px 20px 40px}}

/* closing band with lantern art */
.close-band{background:var(--mist);padding:80px 0}
.close-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:56px;align-items:center}
.close-art{width:100%;max-width:480px;height:auto;justify-self:center}
.close-band h2{margin-top:12px;font-size:clamp(28px,3.4vw,42px)}
.close-band p{margin-top:14px;font-size:18px}
.close-band .btn{margin-top:26px}
.close-note{font-size:14.5px!important;color:var(--muted)}
@media(max-width:860px){.close-grid{grid-template-columns:1fr;gap:30px}.close-art{max-width:360px}.close-band{padding:64px 0}}

/* footer */
.foot{background:var(--dusk);color:var(--foot-text);padding:60px 0 40px}
.foot-top{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:30px 48px;padding-bottom:26px;border-bottom:1px solid rgba(214,225,232,.16)}
.foot .wm{color:#F7F5F0}
.foot .wm b{color:var(--foot-link)}
.foot .brand{display:inline-flex}
.foot-line{margin-top:14px;max-width:460px;font-size:15.5px;color:var(--foot-text)}
.foot-side{display:flex;flex-direction:column;align-items:flex-start;gap:10px;justify-self:end}
.foot-side a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:600;font-size:15px}
.foot-side a:hover{color:var(--foot-link)}
.foot-side .foot-mail{color:var(--foot-link)}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 0;margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:600;font-size:14px;padding:4px 14px;border-left:1px solid rgba(214,225,232,.25)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(214,225,232,.14)}
.disc p{color:var(--foot-dim);font-size:13.5px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#F7F5F0;font-weight:600}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.foot-side{justify-self:start}.legal-links a{padding:4px 10px}}

:root{--card-max:840px;--cta-text:#1A252C}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}

/* subpages (how-it-works, contact, privacy, terms, unsubscribe, do-not-sell, 404) */
.sub main{background:var(--bg)}
.prose{max-width:760px;padding:60px 20px 96px}
.prose h1{font-size:clamp(32px,4.4vw,46px);letter-spacing:-.02em}
.prose .updated{margin-top:12px;display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-deep)}
.prose .updated::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent)}
.prose h2{position:relative;font-size:23px;margin-top:44px;padding-top:24px;border-top:1px solid var(--line)}
.prose h2::before{content:"";position:absolute;top:-4px;left:0;width:7px;height:7px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 3px var(--bg)}
.prose h3{font-size:19px;margin-top:26px}
.prose p{margin-top:14px;line-height:1.7}
.prose ul,.prose ol{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.65;padding-left:4px}
.prose li::marker{color:var(--blue)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--blue-deep);text-decoration:underline;text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:var(--cta-text)}
.prose a.btn.btn-ghost{color:var(--ink)}

/* form at top of first screen */
.pill{margin-bottom:18px!important}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}